HOME EQUITY LINE OF CREDIT APPLY ONLINE: HICOMMFCU.COM Home is what you make of it ... Make it something amazing with a HELOC! Renovate Remodel Expand Upgrade Travel & More credit With Scan the QR code to get started! hicommfcu.com | (808) 930-7700 lines up to 500K* No Closing Costs* Hawaii Community FEDERAL CREDIT UNION Federally insured by NCUA. OPPORTUNITY *The credit union waives ordinary closing costs for certain third-party fees (e.g. real estate evaluation, recordation, documentation, title search, escrow, flood determination, or appraisal EQUAL HOUSING cost), estimated at $900 to $2,500. You will be required to pay the cost of extraordinary items like trust reviews, termite inspections or other legal documentation. Minimum credit line is $10,000. The maximum credit line is $500,000. No closing cost offer valid for applications received between February 3, 2025 to March 31, 2025 and may change at any time without notice. An initial draw of at least $25,000 is required. Only fee simple, owner occupied improved residential property in Hawaii is accepted as collateral up to 80% loan-to-value. Property insurance is required. There is no transaction or other activity charges. Membership in the credit union is required. Rates, terms and conditions are subject to change without notice. Other terms and conditions apply. Speak to a credit union representative for more information. HOME EQUITY LINE OF CREDIT APPLY ONLINE : HICOMMFCU.COM Home is what you make of it ... Make it something amazing with a HELOC ! Renovate Remodel Expand Upgrade Travel & More credit With Scan the QR code to get started ! hicommfcu.com | ( 808 ) 930-7700 lines up to 500K * No Closing Costs * Hawaii Community FEDERAL CREDIT UNION Federally insured by NCUA . OPPORTUNITY * The credit union waives ordinary closing costs for certain third - party fees ( e.g. real estate evaluation , recordation , documentation , title search , escrow , flood determination , or appraisal EQUAL HOUSING cost ) , estimated at $ 900 to $ 2,500 . You will be required to pay the cost of extraordinary items like trust reviews , termite inspections or other legal documentation . Minimum credit line is $ 10,000 . The maximum credit line is $ 500,000 . No closing cost offer valid for applications received between February 3 , 2025 to March 31 , 2025 and may change at any time without notice . An initial draw of at least $ 25,000 is required . Only fee simple , owner occupied improved residential property in Hawaii is accepted as collateral up to 80 % loan - to - value . Property insurance is required . There is no transaction or other activity charges . Membership in the credit union is required . Rates , terms and conditions are subject to change without notice . Other terms and conditions apply . Speak to a credit union representative for more information .