IS YOUR FAMILY GROWING? YOUR HOME CAN, TOO. INTEREST-ONLY PAYMENT HOME EQUITY LINE OF CREDIT 3.50% APR* Fixed for 5 years CURRENT VARIABLE RATE 5.25% APR* Learn more: hawaiiusafcu.com/heloc Hawaii USA FEDERAL CREDIT UNION Insured by NCUA *After the initial fixed-rate term, the APR may vary on a quarterly basis, with a maximum of 18.00% or the maximum permitted by law, whichever is less. Certain third-party fees generally ranging from $400-$1400 are required to open the plan. Fire, hurricane, and flood (if applicable) insurance is required on the property that secures the credit. Hawaii USA membership is required. ROUN HOVEN LENDER IS YOUR FAMILY GROWING ? YOUR HOME CAN , TOO . INTEREST - ONLY PAYMENT HOME EQUITY LINE OF CREDIT 3.50 % APR * Fixed for 5 years CURRENT VARIABLE RATE 5.25 % APR * Learn more : hawaiiusafcu.com/heloc Hawaii USA FEDERAL CREDIT UNION Insured by NCUA * After the initial fixed - rate term , the APR may vary on a quarterly basis , with a maximum of 18.00 % or the maximum permitted by law , whichever is less . Certain third - party fees generally ranging from $ 400- $ 1400 are required to open the plan . Fire , hurricane , and flood ( if applicable ) insurance is required on the property that secures the credit . Hawaii USA membership is required . ROUN HOVEN LENDER