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Watch "HAWAII LIFE" on HGTV! * hawaiianrealty.com hawaiianrealty.com hawaiianrealty.com. hawailanrealty.com + hawaiianrealty.com hawaiianrealty.com hawaiianrealty.com hawaiianrealty.com hawaiianrealty.com . hawaiianrealty.com EVERYBODY NEEDS A LITTLE K.I.S.S. NOW AND THEN parcel if the purchase price of their home was enticing. This means that the appraised value on the home be high enough to support what could be an inflated value. For instance, this might be Steps from the Beach A HAWAI'I LIFE EAL ESTATERROKEES Real estate issues can sometimes be very confusing. For instance, I have 2 side-by-side properties listed. They were developed together and the seller really wants to keep them together vacant parcel next door. The house buyer isn't may be safe to assume that one property will be owner-occupied, owners can only occupy one dwelling. The same applies to a house with a hawaiianrealty.com 800-667-5028 ext. 8122 Denise S. Nakanishi nd yet I have them entered separately in our going to owner-occupy the vacant parcel of land. possible on stacked lots such as Ohia Estates RB-17031, ABR, CRS, GRI, SRS Mutiple Listing Service. Similarly, owners at times Under normal circumstances, lenders only allow where vacant land is atffordable. When properties Own a home or an adjacent parcel of land. They want to sell both together because it's a perfect package. Even though most buyers want al pieces, an experienced agent would advise that one parcel on the mortgage (check first). it makes are more expensive and there's no apparent perfect sense. Should a lender need to forecdose, reason for a git, it will become a challenge. multipie properties would only multiply the legal complications and the number of legai actions. "Major Mom is a Major Difference" A loan underwriter would likely question such an arrangement. There are a couple of viable strategies for sellers with a strong desire to convey an adjacent parcel with the home. Your agent should be able to assist you with those. As for the sellers I was helping with the sale of two isting together might not be the best Most loans today are written to Fannie Mae or BEST Course of action, In fact, it may cause Freddie Mac guidelines. Fannie/Freddie do not Hawaii 2021 Cast problems later. Here's why. Pricing is alow multiple properties on a single mortgage. always an issue. It's key to gefting A few short-term loan products might lump the property shown and sold. If it's not shown, it can't be sold, A properties together under one mortgage, but the adjacent homes; once the decision was made rate and terms dffer drastically from conventional to sell them separately, they went into escrow 14,347sf Resort Zoned lot, Possible vacay rental, topo map, house plans, and ocean views. itanPieraka buyer falling in love with one property mortgages. These are very short-term products right away. If this entire explanation sounds like máy make an extra effort to purchase designed for a specific purpose such as accessing Greek, imagine how complicated the reality of the the adjacent property, but they must fall in love first. An inflated price may take the property off their list from the get-go. A more complicated issue relates to financing. Take for example, the majormom@ilhawaii.net two side-by-side homes i have listed. While it equity to purchase one property while waiting for another one to sel. They are not designed to address contiguous property purchases. There have been times in the past that a seller might have been generous enough to "git" an adjacent purchase could become for a potential buyer! in today's conservative lending climate, it's always best to apply the K.I.S.S. principal to every real cell 936-5100 estate transaction! MLS #651853 $365K FIND MY COLUMN EVERY SUNDAY OF THE MONTH. 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