LET YOUR HOME TAKE YOU TO MORE POSSIBILITIES With a Home Equity Line of Credit 1 Year 1.25% APR 2 Years 1.875% APR 3 Years 2.50% APR 4 Years 3.00% APR DISCOVER GREAT INTRODUCTORY RATES AND NO CLOSING COSTS!* 5 Years 3.50% APR BONUS OFFER FREE $250 AMAZON® GIFT CARD to lift up your options with any approved Home Equity Line of Credit application submitted between August 1st - August 31st! CU Hawaii ECU is not affiliated with Amazon. Amazon is not a sponsor of this promotion. Amazon" is a registered trademark of Amazon.com. Inc. SCAN OUR QR CODE OR VISIT CUHAWAII.COM *APR Annual Percentage Rate. After the introductory rate, new APR based on 6-month constant maturity T-bill index plus 3% rounded up to the nearest 25%. Current index as of July 25, 2002 is 3.06 Maximum increase or decrease is 2%. Floor rate is 4.5% and ceiling rate is 18%. Prior 15 year historical high was 5.500%. Maximum loan limit at $300,000 with 80% CLTV Minimum draw at closing is $10,000 Draw period term is 10 years and 20 year amortization, $10,000, 20 years at 45% estimated at $63.29 principal and interest. $ico minimum monthly payment due. Closing costs estimated up to $1,800 absorbed by CU Hawaii. Reimbursement of closing costs if HELOC is closed within 3 years from origination. Other restrictions apply. Federally insured by NCUA. AN CU HAWAII Federal Credit Union LET YOUR HOME TAKE YOU TO MORE POSSIBILITIES With a Home Equity Line of Credit 1 Year 1.25 % APR 2 Years 1.875 % APR 3 Years 2.50 % APR 4 Years 3.00 % APR DISCOVER GREAT INTRODUCTORY RATES AND NO CLOSING COSTS ! * 5 Years 3.50 % APR BONUS OFFER FREE $ 250 AMAZON® GIFT CARD to lift up your options with any approved Home Equity Line of Credit application submitted between August 1st - August 31st ! CU Hawaii ECU is not affiliated with Amazon . Amazon is not a sponsor of this promotion . Amazon " is a registered trademark of Amazon.com . Inc. SCAN OUR QR CODE OR VISIT CUHAWAII.COM * APR Annual Percentage Rate . After the introductory rate , new APR based on 6 - month constant maturity T - bill index plus 3 % rounded up to the nearest 25 % . Current index as of July 25 , 2002 is 3.06 Maximum increase or decrease is 2 % . Floor rate is 4.5 % and ceiling rate is 18 % . Prior 15 year historical high was 5.500 % . Maximum loan limit at $ 300,000 with 80 % CLTV Minimum draw at closing is $ 10,000 Draw period term is 10 years and 20 year amortization , $ 10,000 , 20 years at 45 % estimated at $ 63.29 principal and interest . $ ico minimum monthly payment due . Closing costs estimated up to $ 1,800 absorbed by CU Hawaii . Reimbursement of closing costs if HELOC is closed within 3 years from origination . Other restrictions apply . Federally insured by NCUA . AN CU HAWAII Federal Credit Union